Agenda

This exclusion applies:

(1) Whether the — injury-causing event
described in the definition of “employment-
related practices" occurs before
employment, during employment or after
employment of that person;

(2) Whether the insured may be liable as an
employer or in any other capacity; and
(3) To any obligation to share damages with

or repay someone else who must pay
damages because of the injury.

v. Asbestos

(1) "Personal and advertising injury’ arising
out of the “asbestos hazard".

insured hosts, owns, or over which the
insured exercises control.

. Unauthorized Use Of Another's Name Or
Product

“Personal and advertising injury” arising out of
the unauthorized use of another's name or
product in your e-mail address, domain name
or metatags, or any other similar tactics to
mislead another's potential customers.

. Pollution

settlements under Coverages A or B or
medical expenses under Coverage C.

No other obligation or liability to pay sums or
perform acts or services is covered unless
explicitly provided for under Supplementary
Payments - Coverages A and B.

b. This insurance applies to “personal and
advertising injury" caused by an offense
arising out of your business but only if the
offense was committed in the "coverage
territory" during the policy period.

However, unless Paragraph {1) above
applies, this exclusion does not apply to
damages because of “bodily injury’.

As used in this exclusion, electronic data

means information, facts or programs stored

as or on, created or used on, or transmitted to
or from computer software, including systems
and ..applications._software, ..hard...or.floppy
disks, CD-ROMS, tapes, drives, cells, data
processing devices or any other media which
are used with electronically controlled
equipment.

. Employment-Related Practices

enhancement, restoration or maintenance
of such property for any reason, including
prevention of injury to a person or damage
to another's property;

(2) Premises you sell, give away or abandon,
if the “property damage" arises out of any
part of those premises;

(3) Property loaned to you;
(4) Personal property in the care, custody or
control of the insured;

operations are to test for, monitor,
clean up, remove, contain, treat,
detoxify or neutralize, or in any way
respond to, or assess the effects of,
"pollutants".

(2) Any loss, cost or expense arising out of
any:

(a) Request; demand; order cr statutory or
regulatory requirement that any
insured or others test for, monitor,
clean up, remove, contain, treat,
detoxify or neutralize, or in any way
respond to, or assess the effects of,
"pollutants"; or

(a) Employment by the insured; or

(b} Performing duties related to the
conduct of the insured's business; or

(2) The spouse, child, parent, brother or sister
of that "employee" as a consequence of
Paragraph (1) above.

This exclusion applies:

(1) Whether the insured may be liable as an
employer or in any other capacity; and

(2) To any obligation to share damages with
or repay someone else who must pay
damages because of the injury.

(1) Professional health care services such as:

(a) Medical, surgical, dental, laboratory, x-
ray or nursing services or treatment,
advice orf instruction, or the related
fumishing of food or beverages,

(b}) Any health or therapeutic service,
treatment, advice or instruction; or

(c) The furnishing or dispensing of drugs
or medical, dental, or surgical supplies
or appliances; or

(2) First aid services, which include:

(a) Cardiopulmonary resuscitation,
whether performed manually or with a
defibrillator; or

a

COMMERCIAL GENERAL LIABILITY COVERAGE FORM

Various provisions in this policy restrict coverage.
Read the entire policy carefully to determine rights,
duties and what is and is not covered.

ACORD GATE paMDDIYY)
CERTIFICATE OF LIABILITY INSURANCE

12/23/2020

THIS CERTIFICATE iS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.