Any eligible member of the bargaining unit requesting initial membership in a plan may enter
during a specified enrollment period. Any eligible member desiring to select a different plan may
make such a change only during the annual enrollment period. Eligible members moving into or
out of a plan’s service area may change plans within a specified period after such move to the
extent permitted by the plans.
Eligible members of the bargaining unit shall be defined as full-time employees.
JOINT LABOR/MANAGEMENT COMMITTEE: For the duration of this Agreement, either party
to the Agreement may request that a joint Labor/Management Committee be convened to
consider the performance of the aforementioned plans, any changes thereto.
ANNUAL AUDIT: The City of Nashua hereby agrees to conduct a yearly loss ratio analysis of all
health insurance plans offered to employees and return all employee overpayments in the form of
a Health Insurance Premium Holiday at the completion of the analysis.
SECTION Il — LIFE INSURANCE
Full-time employees, averaging 37 ‘2 hours or more a week, are eligible to participate in the city’s
group term life insurance benefit. The benefit is equal to one times the annual basic rate of pay
of each employee. If an employee elects to participate, the city will pay 100% of the premium
cost. This item is not retroactive and shall become effective upon approval of cost items by the
Board of Aldermen.
This benefit also provides for optional term life insurance and is 100% employee paid. The
benefit amounts are determined by the insurance carrier and the cost of optional coverage is
determined by the employee’s age.
SECTION Ill — DENTAL INSURANCE
The Commission shall ensure through the City of Nashua that full-time employees, averaging
37% hours a week, are provided a 2-person Dental Plan, Coverage A (100%), B (85%) and C
(50%), at no cost to the employee, except for single employees who shall receive a 100% paid 1-
person Dental Plan. This item is not retroactive and shall become effective upon approval of cost
items by the Board of Aldermen.
1. Employees may request a family plan; however, the employee will be responsible
for paying any differences in the 2-person plan premium versus the family plan
premium through payroll deductions.
2. Any employee requesting initial membership in one of the plans may enter only
during a specified enrollment period (group re-opening}. Any employee desiring
to select a different plan, after having enrolled in one of the plans, may make that
selection only once during one (1) calendar year.
High Option Plan:
Effective September 1, 2015, those employees covered by dental insurance under this article
may elect to participate in the High Option Plan available through Delta Dental. The
employee shall be responsible for paying the full additional premium cost for the High Option
Plan.
SECTION IV — SHORT TERM DISABILITY COVERAGE
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