Article 22
Dental Ins urance
The Board shall pay one hundred (100%) percent of the premium of a two person dental insurance
program such as Delta Dental, currently in effect on the date of execution hereof. The Board
reserves the right to change insurance carriers or plans, or to self insure the same. Such new plans
shall offer benefits commercially available in the market and shall have overall comparability of
coverage to the above referenced plans, to the extent said coverages are commercially available.
In the event that an employee's spouse is employed by the City of Nashua, the Nashua School
District, or another agency of the City, the employee shall be entitled to dental insurance premium
coverage either pursuant to this article or pursuant to the coverage afforded to the spouse, but not
both. Regular part-time employees are eligible for this benefit on a pro-rata basis as provided in
Article 21: Health Insurance.
Article 23
Life Ins urance
The Board agrees to pay one hundred percent (100%) of the premium cost of a Basic Life Insurance
and AD&D for full time employees and regular part-time employees, in an amount equal to one and
one half (1/2) the employee's annual straight time wages, rounded to the nearest thousand dollars.
Employees may purchase at their expense optional life insurance in denominations of up to three
times their basic amount to a maximum of three hundred thousand ($300,000) total, basic and
optional combined, subject to any eligibility or other rules, limitations or conditions prescribed by
the insurer. The Board reserves the right to change life insurance providers.
Article 24
Dependent Care Assistance Program
Employees with dependents may be eligible for the Dependent Care Assistance Program as
authorized by the Federal Government. The program allows a library employee up to a $5000 a year
deduction from earnings without taxes (Federal, FICA) to be used for dependent care. The Board
agrees to maintain this program in effect during this agreement so long as the same remains
authorized in its present form by the Internal Revenue Code. Compliance with the Internal Revenue
Code and any and all liability for taxation are the sole responsibility of the employee.
Article 25
Death Benefit
The beneficiary of an employee or the employee’s estate shall be entitled to collect a payment at the
current rate of pay the sum of the employee's vacation and compensatory time accrued until date of
employee's death. The Library Director, or designee, will provide a form for the employee to
designate their beneficiary(s). Change forms will be provided upon request.
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