as the carrier may establish. The City reserves the right to change long term disability insurers to
another commercially available program having overall comparability of coverage to that
currently in effect on the date of execution hereof, or to self insure said coverage. Employees are
encouraged to maintain adequate earned time balances to cover the elimination period for the
long term disability benefit in the event a claim is made.
Article 22A
Short Term Disability (STD)
The City of Nashua will offer Short Term Disability coverage to all employees covered under
this CBA. Participation in this program will be completely optional and funded entirely at the
employee’s expense.
The City of Nashua will provide administrative support in maintaining this program, similar to
what is currently offered to DPW employees.
Article 23
Health Insurance
The City shall provide, subject to the provisions of this article, upon request of an eligible member
of the bargaining unit, the amount of the premium specified below for an individual, two person,
or family plan, of one of the following:
(a) Point-of-Service-Plan (“POS”) with benefits comparable to those provided;
(b) Health Maintenance Organization (“HMO”) Plan with benefits comparable to those
provided;
(c) High Deductible Health Plan with Health Savings Account (SHDHP w/HSA") with
benefits comparable to those provided; or
(d) The city may make additional plans available to members with benefit levels and
premium cost sharing determined by the city in its sole discretion.
The option of the health care plan is at the sole discretion of the City. It is agreed by all
parties concerned that the city reserves and shall have the right to change insurance carriers
provided the
benefits to participants are comparable and the city elects the least expensive plan available
to provide such benefits.
Should the City determine that it is in the best interests of the City to offer a “comparable” plan
to either option “a”, “b”, or “c”. it shall provide at least one hundred twenty (120) days prior
written notice to the Union and documentation of the cost to members and the benefits that will be
provided under the comparable plan. Should the Union determine that the proposed plan is not
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