(c) | Two Hundred Fifty Dollars ($250.00) Per Person, Five Hundred Dollars ($500.00)
Per 2-Person/Family Inpatient/ Outpatient Facility Deductible; and
(d) Three Tier Pharmacy Benefit of $5/$15/$35 ($5/$30/$70 Mail Order).
The amount of any balance of increased health insurance contributions due retroactively shall be
paid through payroil deductions spread over the duration of this collective bargaining agreement.
ANNUAL AUDIT: The City of Nashua hereby agrees to conduct a yearly loss ratio analysis of
all Health Insurance plans offered to employees and return all employee overpayments in the
form of a Health Insurance Premium Holiday at the completion of the analysis.
Joint Labor/Management Committee: For the duration of this Agreement, the Association will
participate in the City of Nashua Health Plan Advisory Committee.
Specified Enrollment Period/Changing Plans: Any eligible member of the bargaining unit
requesting initial membership in a plan may enter during a specified enrollment period. Any
eligible member desiring to select a different plan may make such a change only during the
annual enrollment period. Eligible members moving into or out of a HMO or Point-of-Service
Plan service area may change plans within a specified period after such move to the extent
permitted by the plans.
Eligible Members: Eligible members of the bargaining unit shall be defined as full-time
employees.
DENTAL INSURANCE:
The Commission shall ensure through the City of Nashua that a 2-person Dental Plan, coverage
A, B, and C, is supplied at no cost to each employee covered under this Agreement, except for
single employees who shall receive a 100% paid 1-person Dental Plan.
A. Employees may request a family plan; however, the employee will be responsible for
paying any differences in the 2-person plan premium versus the family plan premium
through payroll deductions.
B. Any employee requesting initial membership in one of the plans may enter only during a
specified enrollment period (group re-opening). Any employee desiring to select a
different plan, after having enrolled in one of the plans, may make that selection only once
during one (1) calendar year.
C. Effective upon approval of this agreement, those employees covered by dental insurance
under this article may elect to participate in the High Option Plan available through Delta
Dental. The employee shall be responsible for paying the full additional premium cost for
the High Option Plan.
14
