15.
16.
17.
Form HD 99 02 09 12
EXTENDED CANCELLATION CONDITION
Condition A, Cancellation, of the
MASSACHUSETTS MANDATORY ENDORSE-
MENT applies except as follows:
If we cancel for any reason other than
nonpayment of premium, any notice of
cancellation will be sent to you at your last
address shown on the Declarations at least 60
days prior to the effective date.
EXTRA EXPENSE - BROADENED COVERAGE
Under Paragraph A. - COVERAGE - of
SECTION Ill - PHYSICAL DAMAGE
COVERAGE, we will pay for the expense of
returning a stolen covered “auto” to you.
HYBRID, ELECTRIC, OR NATURAL GAS
VEHICLE PAYMENT COVERAGE
In the event of a total loss to a "non-hybrid" auto
for which Comprehensive, Specified Causes of
Loss, or Collision coverages are provided under
this Coverage Form, then such Physical
Damage Coverages are amended as follows:
a. If the auto is replaced with a "hybrid" auto or
an auto powered solely by electricity or
natural gas, we will pay an additional 10%,
to a maximum of $2,500, of the "non-hybrid"
auto's actual cash value or replacement
cost, whichever is less,
b. The auto must be replaced and a copy of a
bill of sale or new lease agreement received
by us within 60 calendar days of the date of
"loss,"
c. Regardiess of the number of autos deemed
a total loss, the most we will pay under this
Hybrid, Electric, or Natural Gas Vehicle
Payment Coverage provision for any one
"loss" is $10,000.
For the purposes of the coverage prdvision,
a. A "non-hybrid" auto is defined as an auto
that uses only an intemal combustion engine
to move the auto but does not include autos
powered solely by electricity or natural gas..
b. A "hybrid" auto is defined as an auto with an
internal combustion engine and one or more
electric motors; and that uses the internal
combustion engine and one or more electric
motors to move the auto, or the internal
combustion engine to charge one or more
electric motors, which move the auto.
18. VEHICLE WRAP COVERAGE
in the event of a total loss to an "auto" for
which Comprehensive, Specified Causes of
Loss, or Collision coverages are provided
under this Coverage Form, then such
Physical Damage Coverages are amended to
add the following:
In addition to the actual cash value of the
"auto", we will pay up to $1,000 for vinyl
vehicle wraps which are displayed on the
covered "auto" at the time of total loss.
Regardless of the number of autos deemed a
total loss, the most we will pay under this
Vehicle Wrap Coverage provision for any one
"loss" is $5,000. For purposes of this
coverage provision, signs or other graphics
painted or magnetically affixed to the vehicle
are not considered vehicle wraps.
© 2010, The Hartford {Includes copyrighted material
of ISO Properties, Inc., with its permission.)
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