COMMERCIAL AUTOMOBILE
HD 99 02 09 12
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
COMMERCIAL AUTOMOBILE BROAD FORM ENDORSEM ENT
MASSACHUSETTS
This endorsement modifies insurance provided under the following:
BUSINESS AUTC COVERAGE FORM
With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless
modified by this endorsement.
1. BROAD FORM INSURED
A. Subsidiaries and Newly Acquired or
B. Employees as Insureds
Paragraph A.1. - who is an insured - of
Form HD 99 02 09 12
Formed Organizations
The Named Insured shown in the
Declarations is amended to include:
(1) Any legal business entity other than a
partnership or joint venture, formed as a
subsidiary in which you have an
section ii - liability coverage is amended to
add:
d. Any "employee" of yours while using a
covered “auto” you don't own, hire or
borrow in your business or your
personal affairs.
a ene ees o fa than a on C. Lessors as Insureds
e effective date of the Coverage Form.
However, the Named Insured does not Paragraph A. - WHO IS AN INSURED - of
include any subsidiary: mre ll - Liability Coverage is amended to
add:
a) That is an "insured" under any other
(a) automobile policy or 7 e. The lessor of a covered “auto” while the
7 . “auto” is leased to you under a written
(b) That would be an "insured under agreement if:
such a policy but for (i) its 4) Th .
termination or (ii) the exhaustion of (1) The agreement requires you to
its Limit of Insurance. aoe a primary insurance for
@ lessor an
(2) Any organization that is acquired or he ban . .
formed by you and over which you (2) The "auto" is leased without a driver.
maintain majority ownership. However, Such a leased “auto” will be considered a
the Named Insured does not include any covered “auto” you own and not a covered
newly formed or acquired organization: "auto" you hire.
(a} That is a partnership or joint D. Additional Insured if Required by
venture, Contract
(b} That is an "insured" under any other (1) Paragraph A.1. - WHO IS AN INSURED
policy, - of Section Il - Liability Coverage is
{c) That has exhausted its Limit of
Insurance under any other policy, or
{(d} 180 days or more after its
acquisition or formation by you,
unless you have given us notice of
the acquisition or formation.
Coverage does not apply to “bodily
injury" or “property damage" that results
from an “accident” that occurred before
you formed or acquired the organization.
amended to add:
f. When you have agreed, in a written
contract or written agreement, that a
person or organization be added as
an additional insured on your
business auto policy, such person or
organization is an “insured”, but only
to the extent such person or
organization is liable for “bodily
injury" or “property damage” caused
by the conduct of an “insured” under
paragraphs a. or b. of Who Is An
© 2010, The Hartford (Includes copyrighted material
of ISO Properties, Inc., with its permission.)
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