d. Designed to be used solely in or upon the cov-
ered “auto”,
For each covered “loss” to such equipment, a deductible
of $50 shall apply, unless the deductible otherwise appii-
cable to such equipment is less than $50, at which point
the lower deductible, if any, will apply.
COMPREHENSIVE DEDUCTIBLE — LOCATION
TRACKING DEVICE
The following is added ico SECTION IH, D. — Deducti-
ble:
Any Comprehensive Coverage Deductible shown in the
Declarations will be reduced by 50% for any “loss"
caused by theft if the covered “auto” is equipped with a
location tracking device and that device was the sole
method used fo recover the “auto”.
PHYSICAL DAMAGE LIMIT OF INSURANCE
SECTION ll, C. — Limit Of Insurance is deleted in its
entirety and replaced with the following:
The most we will pay for a “loss” in any one “accident” is
the lesser of:
1. The actual cash value of the damaged or stolen
property as of the time of the “loss”; or
2. The cost of repairing or replacing the damaged or
stolen property with other property of like kind and
quality.
This coverage extension does not apply to Emergency
Services Organizations and Governmental Entities.
AMENDMENTS TO SECTION IV —- BUSINESS AUTO
CONDITIONS
DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUIT
OR LOSS
The following is added to SECTION IV, A.2.a. — Duties
in The Event Of Accident, Claim, Suit Or Loss:
The notice requirements for reporting “accident” claim,
“suit” or “loss” information to us, including provisions
telated to the subsequent investigation of such “acci-
dent”, claim, “suit” or “loss” do not apply until the “acci-
dent’, claim, “suit” or “loss” is known to:
1. You, if you are an individual;
2. A partner, if you are a partnership;
3. An executive officer or insurance manager, if you
are a corporation;
4. Your members, managers or insurance manager, if
you are a limited liability company;
5. Your elected or appointed officials, trustees, board
members or your insurance manager, if you are an
organization other than a partnership, joint venture
or limited liability company.
But, this section does not amend the provisions relating
to notification of police or protection or examination of
the property that was subject to the “loss”.
Copyright, 2017 Selective Insurance Company of America. All rights reserved.
Includes copyrighted material of insurance Services Office, Inc., with its permission.
WAIVER OF SUBROGATION
SECTION WV, A.5. — Transfer Of Rights Of Recovery
Against Others To Us is deleted in its entirety and
replaced with the following:
We waive any right of recovery we may have against
any person or organization because of payments we
make for “bodily injury” or “property damage” resulting
from the ownership, maintenance or use of a covered
“auto” but only when you have assumed liability for such
“podily injury” or “property damage” in an “insured
contract". In all other circumstances, if a person or
organization to or for whom we make payment under this
Coverage Form has rights to recover damages from
another, those rights are transferred to us.
MULTIPLE DEDUCTIBLES
The following is added to SECTION IV, A. — Loss
Conditions:
lf a “loss” from one event involves two or more covered
“autos” and coverage under Comprehensive or Specified
Causes of Loss applies, only the highest applicable
deductible will be applied.
CONCEALMENT, MISREPRESENTATION OR FRAUD
The following is added to SECTION IV, B.2. —
Concealment, Misrepresentation Or Fraud:
lf you should unintentionally fail to disclose any existing
hazards in your representations to us prior fo the incep-
tion date of the policy or during the policy period in
connection with any newly discovered hazards, we will
not deny coverage under this Coverage Form based
upon such failure.
POLICY PERIOD, COVERAGE TERRITORY
SECTION IV, 8.7. — Policy Period, Coverage Terri-
tory is deleted in its entirety and replaced with the
following:
Under this Coverage Form, we cover “accidents” and
“losses” occurring:
a. During the policy period shown in the Declarations;
and
b. Within the “Coverage Territory”.
We also cover “loss” to or “accidents” involving a cov-
ered “auto” while being transported between any of
these places.
TWO OR MORE COVERAGE FORMS OR POLICIES
ISSUED BY US — DEDUCTIBLES
The following is added to SECTION IV, B.8. — Two Or
More Coverage Forms Or Policies issued By Us:
lf a “loss” covered under this Coverage Form also in-
volves a “loss” fo other property resulting from the same
“accident” that is covered under this policy or another
policy issued by us or any member company of ours,
only the highest applicable deductible will be applied.
CA 78 OSNH 07 17
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