5.04 CONTRACTOR’s Liability Insurance
A. CONTRACTOR shall purchase and maintain such liability and other insurance as is required by OWNER which
will provide protection from claims which may arise out of or result from CONTRACTOR’s performance of the Work
and CONTRACTOR’s other obligations under the Contract Documents, whether it is to be performed by
CONTRACTOR, any Subcontractor or Supplier, or by anyone directly or indirectly employed by any of them to
perform any of the Work, or by anyone for whose acts any of them may be liable.
B. The policies of insurance so required by this paragraph 5.04 to be purchased and maintained shall:
1, Include as additional insured (subject to any customary exclusion in respect of professional liability) OWNER,
ENGINEER.
2. The CONTRACTOR must maintain the following lines of coverage and policy limits for the duration of the
contract. Any subcontractors used by the CONTRACTOR are subject to the same coverage and limits and is a
subcontractor of the CONTRACTOR and not the OWNER. It is the responsibility of the CONTRACTOR to
update Certificates of Insurance during the term of the contract. Provide coverage for not less than the following
amounts or greater:
General Liability
$1,000,000 per Occurrence
$2,000,000 Aggregate
City of Nashua Additional Insured
Motor Vehicle Liability *coverage must include all owned, non-owned and hired vehicles.
$1,000,000 Combined Single Limit
Automobile Liability
City of Nashua Additional Insured
Workers’ Compensation Coverage according to Statute of the State of New Hampshire:
$100,000 / $500,000 / $100,000
All bidders and subcontractors at every tier under the bidder will fully comply with NH RSA Chapter 281-A,
“Workers? Compensation”.
It is the responsibility of the contractor to submit to the City of Nashua certificates of insurance for all
subcontractors prior to the start of the project. It is the responsibility of the contractor to provide the City with
updated certificates of insurance for the contractor and all subcontractors 10 days prior to the expiration of
coverage. The City may, at any time, order the contractor to stop work, suspend the contract or terminate the
contract for non-compliance. All subcontractors are subject to the same insurance requirements as the contractor.
3. Include completed operations insurance;
4, Include contractual liability insurance covering CONTRACTOR’s indemnity obligations under paragraphs 6.07,
6.11, and 6.20;
5. Contain a provision or endorsement that the coverage afforded will not be canceled, materially changed or
renewal refused until at least thirty days prior written notice has been given to OWNER and CONTRACTOR and
to each other additional insured identified in the Supplementary Conditions to whom a certificate of insurance has
been issued (and the certificates of insurance furnished by the CONTRACTOR pursuant to paragraph 5.03 will so
provide);
6. Remain in effect until final payment and at all times thereafter when CONTRACTOR may be correcting,
removing or replacing defective Work in accordance with paragraph 13.07; and
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