Exhibit B
Insurance
The insurance requirement specified in this section shall apply to Contractor and any
subcontractors, suppliers, temporary workers, independent contractors, leased employees,
or any other persons, firms or corporations that Contractor authorizes to work under this
Contract (Hereinafter collectively referred to as “Agents”). Contractor is required to
procure and maintain at its sole cost and expense the insurance coverages subject to all of
the requirements set forth below. Contractor is also required to assess the risks associated
with the work to be performed by Agents under subcontract and to include in every
subcontract the requirement that the Agent maintain adequate insurance coverages with
appropriate limits and endorsements to cover risks; the limit for the commercial general
liability insurance in each subcontract shall not be less than $1 million. Such insurance
shall remain in full force and effect throughout the term of this Contract. To the extent that
any Agent does not procure and maintain such insurance coverage, Contractor shall be
responsible for said coverage and assume any and all costs and expenses that may be
incurred in securing said coverage or fulfilling Contractor’s indemnity obligation as to
itself or any of its Agents in the absence of coverage. In the event Contractor or its Agents
procure excess or umbrella coverage to maintain certain requirements outlined below, these
policies shall also satisfy all specified endorsements and stipulations, including provisions
that the Contractor’s insurance be primary without any right of contribution from the City
of Nashua. Prior to beginning work under this contract, Contractor shall provide the City
of Nashua with satisfactory evidence of compliance with the insurance requirement of this
section.
1. Types of Insurance
Workers’ Compensation and Employers’ Liability Insurance
a. Workers’ Compensation with Statutory Limits as required by law.
b. Employer’s Liability coverage with minimum limits of $1 million.
c. Such insurance shall include the following endorsement as further
detailed in the Endorsements Section below:
e Waiver of Subrogation in the Endorsement Section.
Commercial General Liability Insurance for bodily injury and property
damage coverage
with a combined single limit for bodily injury and property damage of at
least $1 million.
Such insurance shall cover all of Contractor’s operations both at and away
from the
project site.
a. The insurance shall include coverage for, but not be limited to:
Premises and operations.
Contractual liability.
Personal injury.
Advertising injury.
Explosion, collapse, and underground coverage (xcu).
Broad form property coverage.
