SUMMARY OF THE 1996 NEW HAMPSHIRE LIFE AND HEALTH
INSURANCE GUARANTY ASSOCIATION ACT (RSA 408-B)
AND
NOTICE CONCERNING COVERAGE LIMITATIONS AND EXCLUSIONS
Residents of New Hampshire who purchase life insurance, health insurance, and annuities should know that the
insurance companies licensed in New Hampshire to write these types of insurance are members of the New
Hampshire Life and Health Insurance Guaranty Association. The purpose of this Association is to assure that
policyholders will be protected, within limits, in the unlikely event that a member insurer becomes financially unable
to meet its policy obligations. If this should happen, the Association will assess its other member insurance
companies for the money to pay the covered claims of policyholders who live in New Hampshire and, in some cases,
to keep coverage in force. This protection is not a substitute for consumers’ care in selecting companies that are
well-managed and financially stable, The valuable extra protection provided by these insurers through the Guaranty
Association is not unlimited, however, as noted below.
IMPORTANT DISCLAIMER
The New Hampshire Life and Health Insurance Guaranty Association may not provide coverage for this policy. If
coverage is provided, it may be subject to substantial limitations or exclusions, and require continued residency in
New Hampshire. Other conditions may preclude coverage.
Coverage is NOT provided for your policy or any portion of it that is not guaranteed by the insurer or for which you
have assumed the risk, such as a variable contract sold by prospectus.
Insurance companies or their agents are required by law to give or send you this notice. However, insurance
companies and their agents are prohibited by law from using the existence of the Association to induce you to
purchase any kind of insurance policy.
This information is provided by:
New Hampshire Life and Health Insurance Guaranty Association
47 Hall Street, Suite 2
Concord, NH 03301
(603) 226-9114
New Hampshire Department of Insurance
21 South Fruit Street, Suite 14
Concord, NH 03301
(603) 271-2261
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Form PA-8857-1 New Hampshire Printed in U.S.A.
