5:2
5:3
Tax-sheltered Annuity
The Board of Education agrees to continue to allow teachers to take advantage of the Federal Law
concerning tax-sheltered annuities.
Health Insurance
The Board shall provide upon the request of a member of the bargaining unit the benefits of an individual,
two-person or family coverage under one of the following plans offered by the City, if available, or a plan
providing comparable benefits, if the following plan(s) are not available:
(a) Point-of-Service Plan
(b) HMO Plan; or
(c) High-Deductible Health Plan with Health Savings Account (HSA)
(dé) The Board may make additional plans available to members with benefit levels and
premium cost sharing determined by the Board in its sole discretion.
For the duration of this Agreement, either party to the Agreement may request that a joint
labor/management committee be convened to consider the performance of the aforementioned plans and
any changes thereto.
Any member of the bargaining unit requesting initial membership in a plan may enter during a specified
enrollment period. Any eligible member desiring to select a different plan may make such a change only
during the annual enrollment period. Eligible members moving into or out of an HMO or Point-of-Service
Plan service area may change plans within a specified period after such move to the extent permitted by the
plans.
The group health insurance of any member of the bargaining unit terminating employment with the District
for whatever reason - resignation, retirement, lay-off, discharge or unpaid leave of absence other than sick
leave - shall expire on the last day of the month following the month the member terminates employment
with the District except that the group health insurance of members of the bargaining unit terminating their
employment with the District at the conclusion of the school year shall expire on September 30 unless the
member elects to terminate such insurance sooner.
For eligible members the Board shall contribute 70% of the premium for option (a) and -80% of the premium
for option (b) and (c).
The BOARD’s contribution for part-time teachers and part-time nurses shall be based on the ratio of hours
such employees are required to work to the number of hours full-time teachers at their grade level
(elementary or secondary) are required to work. In addition, such teachers shall be required to pay the
difference between 100% and the above Board contribution rates towards the cost of the health insurance
premiums for the plan such teachers select.
Title | teachers may purchase health insurance at group rates at their own expense.
Anthem HMO Plan shall have the following co-pays and deductibles:
(a) Twenty-Five Dollars ($25.00) per medical visit:
(b) One Hundred Dollars ($100.00) per emergency room visit:
(c) One Thousdand Five Hundred Dollars ($1,500.00) Per Person, Three Thousand Dollars ($3,000.00) Per 2-
Person/Family Inpatient/Outpatient Facility Deductible: and
(d) Three-Tier Pharmacy Benefit of $10/$30/$50 — ($20/$60/$100) Mail Order).
Anthem HDHP w/Health Savings Account (HSA)
(a) Commitment to $1,500.00 Single and $3,000.00 for 2-person and family contribution to the HSA.
(b) HSA contribution will be prorated based upon enrollment date — Employees who join the HDHP w/HSA
at any time other than July 1 will receive a pro-rated City contribution of $125 monthly for a single plan
and $250 monthly for 2-person or family plan for each full month remaining in that fiscal year, except
that newly eligible teachers who enroll on October 1 will receive the full contribution.
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