Effective July 1, 2023 (FY2024):
A_Minimum Hours Restrict: Health insurance is offered to all full-time emplovees or
reqular part-time emplovees, who work a minimum of twenty (20) hours per week.
B. Part-Time Emplovees: The cost _for health insurance for part-time emplovees is pro-
rated.
C. Excent as otherwise provided in this Article 16. upon the request of an eligible member of
the _baraainina_unit. the City _shall_provide the premium _for_an individual. two-person. or
family olan of one but not more of. the followina plans. if available. or a comparable plan if
the followina plan(s} are not available:
a. _ Point-of-Service Plan:
b. HMO Plan:
c. _ Hiah Deductible Health Plan with Health Savinas Account (HDHP w/
hH.S.A.)
d. _The City mav_make additional plans available to members with _benefit
levels and premium cost_sharina_determined bv the Citv_in its sole
discretion.
The Citv shall contribute 70% of the premium of option “a” and 80% of the premium of option “b”
and “c”. The followino plans offered by the City shall have the followina co-pavs and deductibles:
Option “a”: Point of Service:
1} _Twentv Dollars ($20.00) per medical visit:
2) One Hundred Dollars ($100.00) per emeraencv room visit;
3)__Two Hundred Fifty Dollars ($250.00) per person. Five Hundred Dollars
($500.00) per two-person/Family Inpatient/Outpatient Facility Deductible:
4)__ Three (3) Tier Pharmacy Benefit of $5/15/35 ($5/30/70 mail order).
Option “b”: HMO Plan:
1__ Twentv-five Dollars ($25.00) per medical visit:
2 One Hundred Dollars ($100.00) per emeraencv_room _visit_:( co-payment
waived if admitted)
3 __ Fifteen Hundred Dollars ($1500.00) per person. Three Thousand Dollars
($3000.00) per two-person/Familv Inoatient/Outpoatient Facility Deductible:
4__ Three (3) Tier Pharmacy Benefit of $10/$30/$50 ($20/60/$100 mail order).
Option “c” Hiah Deductible Health Plan with Health Savinas Account (HDHP w/_H.S.A.):
The deductibles for this plan will be $2000 for_an individual plan and $4000 for_a_2-person_or
family plan. The City will contribute $1500 of the $2000 for the sinale plan (the remainina $500
will be the responsibilitv of the employee) and $3000 of the 2-nerson or family plan ithe remainina
$1000 will be the responsibility of the emplovee).
The City H.S.A contribution will be distributed in 2 installments. one on or about July 1 and one on
or about October 1 of each vear. If_an_emplovee is reauired to pay_more towards his/her
deductible than the initial 50% contribution, upon presentation of suitable documentation, the City
will contribute the remainin % orior to October 1. Emol who retire between July 1 and
October 1 will receive their July 1 City contribution. If the_retired emolovee_keens the Citv
insurance plan thev will also receive the October 1 contribution. If the emplovee does not keep
the Citv plan thev will not be eliaible for the October_1 contribution. lt an emplovee retirees after
October _1 they will keeo the City contribution.
Coveraae for new employees is available on the 1° of the next month followina date of hire if
hired on or before the 15" of the month: and_on the 1°! of the month followina a full month of
employment if_hired after the 15" of the month. Employees who do not enroll on their initial
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