Should the City determine that it is in the best interests of the City to offer a “comparable” plan to
either option “a” or “b”, it shall provide at least one hundred twenty (120) days prior written notice
to the Union and documentation of the cost to members and the benefits that will be provided
under the comparable plan. Should the Union determine that the proposed plan is not
comparable, the grievance shall not be subject to the grievance procedure (Article 12), and shall
be submitted directly for arbitration no later than thirty (30) days after the Union is notified of the
proposed change to the comparable plan. The grievance shall be heard in an expedited manner.
The decision of the arbitrator shall be binding on both parties.
For the purposes of this article, a "comparable" plan means: a comparable plan means one that offers
the same type of benefits, but benefits do not have to be exactly the same. In addition, the plan must
provide reasonable access to health services and physicians, including specialists and hospitals.
SPOUSE RULE: Employees who are married to another member of the city who also subscribes
to a plan will be subject to this rule. The rule requires that an eligible member whose Spouse is
covered by another City Health Plan elect the policy under which the eligible member and spouse
shall receive health care benefits. An eligible member and spouse shall not be entitled to receive
benefits under separate health care plans.
ENROLLMENT: Current employees who want to change their carrier or to subscribe to another
program can only do so during an annual “open enrollment” period or as otherwise provided.
ANNUAL AUDIT: The City of Nashua hereby agrees to conduct a yearly loss ratio analysis of all
Health Insurance plans offered to employees and return all employee overpayments in the form
of a Health Insurance Premium Holiday at the completion of the analysis.
LIFE INSURANCE
The Commission shall ensure through the City of Nashua that 100% of the premium is paid for a
life insurance policy upon the life of each full-time and part-time employee to a maximum benefit
equal to that employee's annual base salary. The right to select and change the beneficiary shall
be retained by the employee.
DENTAL INSURANCE
Full-Time Emplovees: The Commission shall ensure through the City of Nashua that each full-
time employee covered under this agreement is provided a 2-person Dental Plan, Coverage A,
B, and C, at no cost to the employee, except for single employees who shail receive a 100% paid
1-person Dental Plan.
Part-Time Employees: For part-time employees, the City’s contribution shall be prorated based
upon the number of hours worked per week. (Formula: City Share divided by 40 hours x weekly
hours worked.)
Family Plan: Employees may request a family plan; however, the employee will be responsible
for paying any differences in the 2-person plan premium versus the family plan premium through
payroll deductions.
Hiah Option Plan:
, Those employees covered by dental insurance under this article, may elect to participate in a
High Option Plan available through Delta Dental. The employee shall be responsible for paying
the full additional premium cost for the High Option Plan.
