A.2. City Contributions and Enrollment
The City shall contribute 70% of the POS premium of option (a) and 80% of the HMO
and HDHP w/HSA.
Coverage for new employees is available on the 1“ of the month following date of hire if
hired on or before the 15" of the month; and on the 1° of the month following a full month of
employment if hired after the 15" of the month. Employees who do not enroll on their initial
eligibility date may subsequently only do so during the annual open enrollment period or
following a “qualifying event.” Employees may also transfer to another plan during the annual
open enrollment period.
Spouse Rule: In the event that an employee's spouse is employed by the City of Nashua,
the Nashua School District, or another agency of the City, the employee shall be entitled to
health insurance premium coverage either pursuant to this article or pursuant to the coverage
afforded to the spouse, but not both.
A.3. Joint Labor / Management Committee - For the duration of this Agreement,
either party to the Agreement may request that a Joint Labor/Management Commnittee be
convened to consider the performance of the aforementioned plans, any changes thereto.
A.4. Annual Audit - The City of Nashua hereby agrees to conduct a yearly loss ratio
analysis of all Health Insurance plans offered to employees and return all employee
overpayments in the form of a Health Insurance Premium Holiday at the completion of the
analysis.
B. The City agrees to pay fifty percent (50%) of the cost of a Double Indemnity Life
Insurance Program for employees only, in an amount equal to the employee’s annual straight
time wages, rounded to the nearest thousand dollars. Employees may purchase at their expense
such additional group life insurance as may be permitted by the City’s group life insurance
carrier,
c. The City agrees to provide dental coverage, such coverage to be as specified by
the attached schedule of benefits (Appendix D), through a carrier selected by the City.
Beginning on the first of the month of the month following the signing of this agreement, the
City agrees to contribute toward such insurance an amount equal to one hundred percent (100%)
of the cost of one person, two person or family plan as appropriate.
D. It is agreed by all parties concerned that the City reserves and shall have the right
to change insurance carriers or become self-insured, provided the benefits to participants are
equivalent and the costs to participants are not increased above the amounts shown above.
E. Long Term Disability (LTD). Full time employees covered by this agreement
who have been employed with the City for three (3) years on an uninterrupted basis except by
reason of layoff, on the job injury or approve leave of absence, shall be covered for long term
disability under a policy of insurance, the premium for which is to be fully paid by the City,
subject to such eligibility requirements and other terms and conditions as the carrier may
establish. The City reserves the right to change long term disability insurers to another
commercially available program having overall comparability of coverage to that currently in
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