Board of Aldermen 3-31-2020 Page 22
the HMO in let’s say August of this coming year, and | have to pay the whole amount of money for my
deductible, let’s say it is $3,000.00. How much of that is the City going to pay?
Kim Kleiner, Admin. Services Director
So Alderman Clemons if you are on that HMO currently, and you ...
Kim Kleiner, Admin. Services Director
In August? If you are hospitalized in August then you are going to run into that $3,000.00 deductible.
Alderman Clemons
And how much is the City going to pay?
Kim Kleiner, Admin. Services Director
That is your deductible. So if you are a family if you are on a family plan that’s your deductible, up to that
amount the employee would occur. What we are saying is because the cost of the plan has been reduced, if
you saved that cost, you could apply it toward that deductible and that would bring that exposure to $2,000.00
and he put the slide back up for us so we could see it. Because you are saving $936.00 annually because of
the plan change.
Alderman Clemons
| understand now. Ok | understand that now, thank you. My last question is | think this is pretty straight
forward, just that the copays are increasing on the HMO from $6 to $10 if you were going to get a prescription
at the pharmacy? | think | have that correct.
Larry Budreau, Human Resources Director
I’m sorry Alderman Clemons’ voice was choppy. | think it had something to do with going to the pharmacy
but could he repeat the question?
Alderman Clemons
| think this is the most straight forward part of it is that the copays on the HMO are basically doubling from
where they are now?
Larry Budreau, Human Resources Director
Yes that is true for the pharmacy.
Alderman Clemons
Ok | just want to make a couple of comments | guess if | can. Thank you. The reality is that right now for me
we are in a tough, this is a tough place we are in right now. We want to try to balance what we can do for our
employees with the understanding that we have a limited amount of resources to do it with. You know the
economy right now has never been worse and that happened overnight. When the economy was doing fine
the Mayor came to us with budgets that had an over per cent increase in the tax rate. So my thought is that
that’s going to have to change if this economy doesn’t turn around with this Coronavirus. So you know this is
a pretty good proposal to try and help us mitigate some of those costs. | understand that it is difficult to try to
budget and things like that and you are doing something completely different that you’ve never done before.
But the reality is that you know we can’t keep going down the road we are going. We have to be able to do
