Board of Aldermen 3-31-2020 Page 9
Kim Kleiner, Admin. Services Director
Correct.
Alderman Tencza
And if | may just to — another question. We had talked about this dependent audit and one of the very
important points in the study is that there are no penalties for anybody, any employee who had knowingly or
unknowingly carried a dependent past when they should have. | would hope and | would expect that is going
to be part of any process that the City undertakes next year in looking as to who is, if we may be covering
dependents that we shouldn’t be covering, is that correct?
Kim Kleiner, Admin. Services Director
That is correct.
Alderman Tencza
OK and if | can just say one more thing Madam President?
President Wilshire
Yes.
Alderman Tencza
Thank you. So | too, | get healthcare through the county, through Government or through employee
sponsored healthcare for a long time and had more recently been in high deductible plans for myself and my
family. | just wanted to share for the Board or for anybody who is listening, | went back and | looked at what
our healthcare costs were for the last couple of years. So we are lucky, we are a family of four, and we are all
relatively healthy, but you know my kids have strep throat more than | think is humanly possible, every year
and we have all of our usual trips to the doctors. So | went back and | looked and in 2018 our out-of-pocket
expenses for healthcare was a little over $1,500.00. And then in 2019 our out-of-pocket expenses were a little
under $1,200.00.
To me, the takeaway from that is if | was in the City’s high deductible HSA Plan and $3,000.00 a year was
being put into an account for my family, at the beginning of the third year, we would have about $6,300.00 in
that health savings account that we could use for various health costs and you know, God willing, things kept
going well, you know? | remained healthy, that we just continue to grow, but even if it didn’t continue to grow,
we would be covered for six years without having to pay any out-of-pocket expenses for healthcare through
the City. So | know we are here tonight to talk about the piece of Legislation that is being proposed but you
know | think when Director Budreau and Director Kleiner talk about this HSA Plan and it being a good option
for people, | believe that they are being genuine and honest about that and | hope that employees will take a
second look at that if they have not already. Thank you.
President Wilshire
Thank you Alderman Tencza. | just want to say for the record that Alderman Gathright did join us at about
7:15 this evening.
Alderman Lopez
So | have a question for Director Budreau if | can. Given the fact that we are in the middle of a pandemic
which is specific to respiratory issues, and that this plan also would increase the deductible rate for hospital
